NOTICE TO LOUISIANA APPLICANTS:Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefits or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. West Palm Beach, FL 33401. Underwriter: United States Fire Insurance Company AM Best Rating: A BBB Rating: B Exam period: SPOT doesn't obligate you to take a thorough physical exam for your pet in order to grant you the right to become eligible for enrolling on one of their pet insurance plans; Increase in monthly premium: Just like every other pet insurance company, SPOT's premiums increase . If you're not satisfied with the coverage during the first 30 days, you can get a full refund. 251.5462. Can . 1. NOTICE TO CONNECTICUT APPLICANTS: Concealment, fraud. Customer Service Monday to Friday 8:00am - 8:00pm EST Phone: 1.800.905.1595 Before reaching out with questions about pet insurance plans from Spot, be sure to read our FAQ page. 3 Get your money back Each winner, by acceptance of the prize, agrees on behalf of him/herself, his/her heirs, executors, representatives, assigns, administrators and next of kin to indemnify, hold harmless and release the Sponsor, its parent, subsidiary and affiliated businesses and each of their officers, directors, shareholders, employees, advisors, assignees, agents, representatives and any other person or entity associated with this Sweepstakes from any and all liability claims or actions of any kind with respect to or in any way arising from this Sweepstakes, participation in any Sweepstakes-related activity; and/or delivery/misdelivery, acceptance, possession, use, or misuse of a prize, including, but not limited to, liability for personal injury, bodily injury (including wrongful death or disability), damage to property, and damage or loss of any other kind. Simply head to our online cancellation form and fill in your details. 4. To appeal your claim simply email your request and supporting documentation to service@customer.spotpetins.com. Canadians embrace the love of their pets, choosing to help protect their health for a longer, happier life together with Spot Pet Insurance, which is available now across Canada. This sweepstakes begins on January 5, 2023 and closes at 11:59 p.m. EST on January 9, 2023 (The Sweepstakes Period). Pet insurance plans provided from Spot have deductibles, reimbursement percentages, annual limits, and premiums. Your own price will vary, so it's worth shopping around. Spot Canada. " in 3 reviews " Fast claim payment, great price and peace of mind!!! NOTICE TO OKLAHOMA APPLICANTS:WARNING: Any person who knowingly, and with intent to injure, defraud or deceive any insurer makes any claim for the proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a felony. Your pets correct age may be validated when reviewing your pets medical records. 1 (866) 651-7768. Can I Cancel an Insurance Claim? When calling our call center, please provide the representative with this priority code: Spot This website (Site) and SPOT Pet Insurance Services, LLCs products, applications and services (collectively, the Offerings) are owned by SPOT Pet Insurance Services, LLC, a Delaware limited liability company (SPOT) and are provided subject to the terms set forth herein. Most pet insurance companies have a 30-day money-back guarantee period, also known as a 30-day free look period or cooling-off period. This website (Site) and SPOT Pet Insurance Services, LLCs products, applications and services (collectively, the Offerings) are owned by SPOT Pet Insurance Services, LLC, a Delaware limited liability company (SPOT) and are provided subject to the terms set forth herein. Many pet insurance providers hesitate to offer coverage to senior animals when you first sign up for insurance. Pre-existing conditions are not covered. Pricing varies depending on whether you want a $100, $250, $500, or $1,000 deductible. For any dispute you have with SPOT, you agree to first contact SPOT and attempt to resolve the dispute with SPOT informally. Penalties may include imprisonment, fines or a denial of insurance benefits. See the breakdown of what Spots Preventive Care plan options cover:https://Spotpetins.com/sample-policy/. Unless resolved by mutual efforts of the parties hereto, disputes or claims that may arise out of or in connection with this Agreement and for which either party shall seek equitable relief, all differences, disputes or claims arising in connection with this Agreement or any transaction or occurrence contemplated hereby shall be finally settled under the Commercial Rules of the American Arbitration Association in Palm Beach County, Florida, by one or more arbitrators appointed in accordance with such Rules (and the arbitrator shall be obligated to provide a reasoned opinion). California License #6000188 Insurance plans are underwritten by United States Fire Insurance Company (NAIC #21113. Hi Dawn, please give us a call at 1-800-905-1595 or email us at service@customer.spotpetins.com (8AM-8PM EST Mon-Fri) and we can help you out with cancelling. If a knee or ligament condition occurs before the coverage effective date or during a waiting period, any future ones wont be covered. Additionally, by your purchase and/or use of the Offerings you agree that you acknowledge and agree to SPOTs Privacy Policy (defined below). It offers best-in-class 100% reimbursement for covered expenses with . Pumpkin covers some preexisting conditions and more procedures than most pet insurance companies cover. Clicking the Free Quote button will be deemed to signify your consent to and acceptance of the terms and conditions including the compensation, as disclosed above, that is to be received by the underwriter. Insurance plans are marketed and produced by Spot Insurance Services, LLC. NOTICE TO KENTUCKY APPLICANTS:Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act which is a crime. Plans provided by Spot do not cover pre-existing conditions. From the name, this coverage reimburses you for expenses incurred in case of . This website ("Site") and SPOT Pet Insurance Services, LLC's products, applications and services (collectively, the "Offerings") are owned by SPOT Pet Insurance Services, LLC, a Delaware limited liability company ("SPOT") and are provided subject to the terms set forth herein. Banfield Pet Hospital. ASPCA's pet insurance plan will . Pet insurance is for paw-rents seeking a financial safety net for accidents or illnesses that their pets might experience in the future. The role of the producer in any particular transaction involves one or more of these activities. ALL CLAIMS MUST BE BROUGHT IN THE PARTIES INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING, AND, UNLESS WE AGREE OTHERWISE, THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSONS CLAIMS. There is a 14-day waiting period for coverage. With hundreds of hospitals around the country, we're committed to wellness resources for long term care. NOTICE TO PENNSYLVANIA APPLICANTS:Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties. The options for policyholders include accident-only and accident-and-illness plans, wellness . Key Features. To cancel your pet insurance, you will need to contact your insurance company and request to cancel your policy. The Offerings may contain links to third-party websites, applications, advertisers, services, special offers or other events or activities (collectively Third-Party Services) that are not owned or controlled by SPOT. Food geek. Sometimes, pet owners change their minds and no longer want the insurance policy they signed their four-legged friend up for. NOTICE TO COLORADO APPLICANTS: It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the purpose of defrauding or attempting to defraud the company. Login to the member portal with your credentials and access your personalized pet insurance portal only on Spot Pet Insurance Member Portal page. 1.1 SPOTs Intellectual Property. You can read our Privacy Policy to see how we will use your information. . There is no upper age limit for coverage or enrollments. Any condition that occurs during an applicable waiting period is a pre-existing condition and is not eligible for coverage. Accident-only health plan. Wannabe travel nerd. The good news is you can cancel your pet insurance at any time. You can enroll your pet in plan from Spot as soon as theyre 8 weeks old. To get reimbursed on routine cleanings for your dog or cats general wellbeing, youll need to add preventive coverage to your base plan for a little extra cost per month. They offer deductibles of $100, $200, and $500, and their reimbursement rate is 90%, making them come out on top over Spot in this department. Surplus lines insurance sold only through licensed surplus lines producers. Coverage and cost: Spot is an excellent choice for shoppers to customize their pet insurance policy. Insurance producers are authorized by their license to confer with insurance purchasers about the benefits, terms and conditions of insurance contracts; to offer advice concerning the substantive benefits of particular insurance contracts; to sell insurance; and to obtain insurance for purchasers. SPOT shall have and retain all right, title, and interest in and to the Offerings, any additions, modifications or enhancements to it and all intellectual property rights associated with any of the foregoing, including, without limitation, rights to patents, copyrights, trademarks, trade secrets, or know-how (Intellectual Property). If you are the pet parent, you must be the policyholders. 251.5462. Jun 5, 2022 - Check here some of the how to cancel spot pet insurance pictures which look amazing and inspiring. How Can I Find Out the Status of a Claim? You agree that any action (not governed by Section 4.3) arising out of the Terms or your purchase and/or use of the Offerings shall be brought in state or federal court in Palm Beach County, Florida, and you consent to the jurisdiction of such courts.5.8 Contact. Lemonade has the cheapest. If, within the first 30 days of your policy you wish to cancel, you can get a full refund of the premium amount. SPOT makes no representation or warranty regarding the Third-Party Services. However, you can't simply stop paying the monthly premiums; you will need to contact your pet insurance provider first. 2 in our Best Pet Insurance Companies of 2023 rating based on several factors, including price, number of policy add-ons, and available discounts. 2. Once your appeal has been received, you will receive an email confirmation. Wagmo is a pet insurance plan that works for both dogs and cats, and while it offers a range of customizable features, its best attributes include: Short, 15-day waiting period. NOTICE TO OHIO APPLICANTS:Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement is guilty of insurance fraud. Base level plans provided by Spot do not cover routine teeth cleanings. Spot Pet Insurance Logo, Copyright 2023. 4.1 Warranty. The first factor is when you cancel your policy. For a full list of terms and conditions, click here to view a sample policy. Furthermore, SPOT without compensation to you, is free to use, not use, edit, adapt, modify, or discontinue the use of any ideas, concepts, know-how, or techniques contained in any communication or material you transmit to SPOT, or post to the Site, for any purpose whatsoever including, but not limited to, developing, manufacturing and marketing products. All provision indicating an ongoing obligation, which include but are not limited to 1. SPOTs trademarks may not be used in connection with any product or service that is not SPOTs, in any manner that is likely to cause confusion among consumers, or to disparage or discredit SPOT. Filing a claim with Spot pet insurance is easy. SPOTs failure to act on any breach of any provision hereof shall not be construed as a waiver of the enforcement of any provision unless SPOT agrees to such waiver in writing.5.2 Entire Agreement/Severability/Conflict. How to Save Money on Spot Pet Insurance There are two ways you can cut the cost of pet insurance with Spot, including: 10% discount for insuring more than one pet 10% group employee. This gives you a chance to change . If you are filing a claim, you will need to submit the itemized invoice. If you have any questions relating to these Terms, the Site, the Offerings or SPOT, please contact: reply@SPOTpetins.com. Click For Price Claims Form Download our latest claims form below. Email requests may go to help@gohealthypaws.com. PLEASE BE AWARE THAT INTERNET DATA TRANSMISSION IS NOT ALWAYS SECURE AND WE CANNOT WARRANT THAT INFORMATION YOU TRANSMIT UTILIZING THE OFFERINGS IS SECURE. According to Spot, you can get accident-only coverage with premiums that start at $17 per month. Spot Pet Insurance's rates are generally pretty affordable. Pets covered: Dogs, cats. By comparing personalized coverage and pricing differences we can save you a ton of money, up to 83% in some instances! What Medical Records are Needed From My Veterinarian? It is understood that the decision in such arbitration shall be binding on both parties and that a judgement upon any award rendered may be entered in any court having jurisdiction. Annual Maximum: $10,000, $20,000 or unlimited. SPOT shall be entitled to recover its costs and reasonable attorney fees in any action pursuant to this Agreement.5.7 Governing Law. If you cancel your policy in the first 14 to 30 days after taking out coverage, and if you haven't made any claims, you'll often be entitled to a full refund. All requests to appeal your claim must be made in writing to us. You acknowledge that SPOT is the exclusive owner of the Offerings and that the Offerings are the proprietary Intellectual Property of SPOT.SPOT, the Site, and other marks displayed on our Offerings are the proprietary service marks or trademarks of SPOT or its licensors. ANY VIOLATION OF THESE OFFICIAL RULES BY ANY WINNER (AT SPONSORS SOLE DISCRETION) WILL RESULT IN SUCH INDIVIDUALS DISQUALIFICATION AS A WINNER AND ALL PRIVILEGES DUE SUCH INDIVIDUAL WILL BE IMMEDIATELY TERMINATED AND AN ALTERNATE PRIZE WINNER WILL BE SELECTED. You can also call the Petplan Customer Service Centre on 0345 071 8000 or send a written confirmation to: Petplan, Great West House (GW2), Great West Road, Brentford, Middlesex TW8 9DX. Click the Add-A-Pet link on the home page of the Member Portal to fill in your pets information and select coverage. Based on a comparison of top pet insurance companies on ConsumerRating.org. Waiting periods. IN ADDITION, YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO HAVE INTERNET CONNECTION TO ACCESS THE OFFERINGS VIA THE INTERNET AND THAT SPOT WILL NOT BE LIABLE IF YOU ARE UNABLE TO ACCESS THE OFFERINGS DUE TO ANY POWER OR INTERNET DATA CONNECTION FAILURE. However, Spot accident & illness plans cover treatments for dental illnesses. There's also the possibility of you conveniently canceling through email at pet_info@metlife.com, so long as the policy you have makes that an option. Spot offers coverages for cats and dogs for either accident-only policies or accident and illness policies. Feb 13, 2023. How Do I File Claims with Spot? SPOT, at its sole discretion, and without compensation to you, may use, not use, edit, adapt, modify or discontinue the use of any communication or material you transmit to SPOT, or you post to the Site, for any purpose whatsoever including, but not limited to, disclosure, transmission, reproduction, distribution, publishing, broadcasting, or posting in any medium. All other trademarks not owned by SPOT that appear on the Site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by SPOT. Canceling coverage for one of your pets might increase the cost of coverage for your other pets. If you are moving to a new state, please contact the Customer Service team at 1.800.905.1595. Nothing in this Section shall prevent either party from seeking injunctive or other equitable relief from the courts for matters related to intellectual property related to the Offerings. Plans provided by Spot dont have an upper age limit for new enrollments or coverage. An injury or illness that is curable, cured, and free of treatment and symptoms for 180 days will no longer be regarded as pre-existing, with the exception of knee and ligament conditions. Partial refund. Taking your pet to the vet when it comes down with a fever or breaks a bone is never cheap. We may decide to not renew your coverage at the end of any policy period. Base level plans provided by Spot do not cover spaying. Your premium will not increase due to filing a claim. Grooming. No aspect of the Offerings is intended to provide, or should be construed as providing, any investment, tax or other financial related advice of any kind. A purchase or quote for a pet insurance product from Spot Pet Insurance 303 Banyan Blvd, Suite 101 West Palm Beach, FL 33401 (Sponsor) or any of its affiliated companies will not improve the chance of winning. Plans are produced and sold by: Spot Pet Insurance Services, LLC. Trupanion Pet Insurance: Best for No Coverage Limits. CHOICE OF LAW. Reimbursement Options: 90%. For $9.95 . Any communication or material you transmit to SPOT, or post to the Site, by electronic mail or otherwise, including any data, questions, comments, suggestions, stories, homepages, or the like is, and will be treated as, non-confidential and non-proprietary. NOTICE TO APPLICANTS: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. To cancel, click on "Pets Best Pet Health Insurance". The 30-day money-back guarantee is available if no claims have been covered. If, for any reason, the Sweepstakes is not capable of running as planned, due to, without limitation, infection by computer virus, worm, or bugs; tampering; unauthorized intervention; fraud; technical failures; or any other causes beyond the control of Sponsor that, in the sole opinion of Sponsor, could corrupt or affect the administration, security, fairness, integrity, or proper conduct of this Sweepstakes, Sponsor reserves the right, at its sole discretion, to cancel, terminate, modify, or suspend the sweepstakes. To start the transfer of ownership policy change, please reach out to Customer Service. The Customer Service team will need to assist in updating your policy for your new state. This entire policy shall be void if, whether before or after a loss, the insured has willfully concealed or misrepresented any material fact or circumstance concerning this insurance or the subject thereof, or the interest of the insured therein, or in case of any fraud or false swearing by the insured relating thereto. Sponsor is not responsible for any problems or technical malfunction of any telephone network or lines; computer online systems, servers, or providers; computer equipment; software; or failure of e-mail or entry on account of technical problems or traffic congestion on the Internet or at any Web site or combination thereof, including injury or damage to participants or to any persons computer related to or resulting from participating in this Sweepstakes, downloading materials from Sponsors Web site. List your name, your pet's name, your pet policy number, the cancellation effective date, and the reason for the cancellation. At any time and for any or no reason, SPOT may modify or discontinue some or all of the Offerings. Policy form The basics. This means that any illnesses or injuries related to that condition will not be covered. Once you have a pet insurance policy, your dog or cat will be covered for life. Submit your claim on the Spot Pet Insurance website by. The laws of the State of Florida will govern these Terms, without giving effect to any principles of conflicts of laws. In this article, were covering everything you need to know in case you decide to cancel your pet insurance policy, including how to submit requests, what costs you might pay, and other key considerations. Penalties include imprisonment, fines and denial of insurance benefits. Have a pet insurance with Spot? Average monthly premiums are based on Canadian annual premiums, using a 12-month average, for the period of 01/01/2022 through 12/31/2022 and all available . Click the Claims icon and follow the simple instructions. Waiting periods, annual deductible, co-insurance, benefit limits, and exclusions may apply. When you buy pet insurance, there's a 14-day cooling off period. If you notify Petplan within the first thirty (30) days from the start date, and you have not submitted any claim against this policy, Petplan will refund the entire premium. PUBLICITY CONSENT. Best pet insurance according to Consumer Rating January 2023. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability or otherwise violate any law. A condition is considered pre-existing whether or not its been officially diagnosed or treated; all that matters is when it occurred or symptoms first displayed. NOTICE TO WASHINGTON APPLICANTS:It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. Dont let your pet develop a pre-existing condition before theyre insured. Ready? Some other factors that impact your premium are: the plan you choose, your deductible, your reimbursement percentage, if you have included preventative care coverage or not, and the discounts for which you are eligible. All content within the Offerings, including photos, design, text, graphics, logos, button icons, images, software, audio clips, digital products, product samples and data compilations; any improvements or modifications to such content; any derivative works thereof; and the collection, arrangement and assembly of all content on this Site; are the property of SPOT or its licensors and are protected by United States and international copyright and other intellectual property laws. For all terms and conditions visit spotpetins.com/sample-policy. Spot plans offer an unlimited annual limit option, no per incident caps, and no lifetime caps. Pumpkin has a single insurance plan that applies for both dogs and cats. , 2022 - Check here some of the Member portal to fill your. 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